In this difficult time, with the risk to the older population on everyone’s mind, we have been receiving many calls asking us what the best way to protect their loved ones. Should people consider moving their family members to a facility or perhaps move them from a facility into their own home. The answer to this question varies of course as each family’s situations vary. As we approach what medical experts predict will be the apex in the number of new cases, we wanted to go over some items to consider as you contemplate what works best for your family.
If you are considering moving your loved one into your home. The most important detail to consider is whether or not the entire family is able to stay socially distanced. If, however, a family member is part of an “essential business” and continues to be out in public, interacting with others, this could increase the risk of becoming infected. This point is especially a risk if the family member is working in the medical field and therefore coming into contact with infected patients daily. It is also a higher risk if the worker is among the public, working in a supermarket for example. Another question to consider when deciding to move a loved one into your home would be whether or not you have an appropriate area in your home where you could isolate an infected family member if the need arises. This can be challenging when, for example, shared spaces are necessary such as a bathroom that must be sanitized continuously throughout the day.
Another question that comes up is whether or not to move your loved one from one facility to another if you find out their current facility has a known case of Covid-19 on site. This may not be wise, as the virus continues to spread rapidly and puts each facility at risk, so circumstances might change. It is also a difficult time to get thorough information about a potential new facility given that most are currently unwilling to allow outsiders in, which precludes you from touring and meeting with staff and assessing the care your loved one would receive.
What about the type of care your loved one needs? If moving home, would you need to hire an outside aid to assist in their care? This would require yet another person from the outside coming into your home regularly. These outside health aids are another group of front-line workers who are coming into contact with people from various households during their workday. This not only is an added risk to your loved one, but a risk to the entire family as well. Also, keep in mind that the original facility may have policies and concerns about allowing your loved one back into their location once they have been exposed to others, and it may be a complicated process to receive permission to allow your loved on back in.
Financial concerns are also a consideration. If you have the funds to pay for care that’s beneficial. However, if not, the complicated process of applying for Medicaid and awaiting that decision could be impacted if you decide to move your loved one even temporarily. It’s possible your loved one could lose their spot, and these issues would need to be discussed directly with the facility.
We understand these are very difficult times, and very important decisions. As always, our team is here to talk with you and guide you through this. Please reach out, we are here to help protect you and your family.
- The Estate Planning & Asset Protection Center of Dennis Sullivan & Associates
To Register for our upcoming Webinar: Click HERE or Call 1-800-964-4295
Did you know 86% of life, health & estate plans fail? Are you protected?
Online Workshops: April 16 @ 10am & 2pm
April 18 @ 9:30am