Massachusetts Estate Planning & Asset Protection Blog

What You Need to Know About Pet Trust Planning in Massachusetts

Posted by Dennis Sullivan & Associates on Fri, Oct 11, 2019

P42.Sullivan.OctBlog2A pet owner is naturally concerned regarding what will become of his or her pets and their welfare after the owner’s death. Did you know, however, that the owner’s last will and testament can direct who will take possession of owner’s pets at his or her death? The owner’s will or revocable trust can also direct that the owner’s personal representative or trustee to distribute sufficient estate or trust funds to care for and support the pet after the owner’s death until the pets die. 

Unfortunately, without planning for monitoring through a trust agreement, there may be no guarantee that the recipient of this money will actually expend the funds for the support of a deceased person’s pets. When planning for pets, a trust may be the best vehicle. It can be established during the owner’s lifetime to provide funds for the care of a deceased owners’ animals until they subsequently die. This is commonly referred to as a “pet trust.” 

Teddy & Franklin

A pet trust authorized by statute in our state may be enforced by a person appointed in the terms of the trust or, if no person is appointed, by a person appointed by the circuit judge in times of conflict. Any person having an interest in the welfare of the animal may want to meet with an estate planning attorney to ensure that the trust is being enforced and that a person who is not performing his or her specified duties can be removed. 

Bear in mind that the property distributed to the pet trust may be applied only for the intended use specified in the terms of the trust. This money is specifically being designated for your pet and should not be given to another person, including the trustee. Determining how you want your money managed and distributed at your death is just one of the reasons why we developed our Unique Self-Guided 19-Point Trust, Estate, & Asset Protection Legal Guide. You may download our tool from our website, or attend a complimentary workshop to lean where problems may exist in your planning as well as opportunities for improvement and how to implement a plan to protect not only your pets but your spouse, home, family, and life savings.



Tags: family, pets, Estate Planning Recommendations, pet trust

Estate Planning Tips for Your Aging Parents

Posted by Dennis Sullivan & Associates on Sun, Jul 28, 2019

P42.Sullivan.JulyBlog2 (1)As a child, you are likely accustomed to your parents protecting and shielding you from difficult situations. Unfortunately as you age, however, there will come a time when your parents are no longer here and it is important to plan ahead for that time as a family unit. One important step in accomplishing this is to discuss estate planning with your aging parents. To help you begin this difficult conversation, we want to share with you a few estate planning tips for your aging parents.

The first step is to discuss the needs of your aging parents and provide them with an opportunity to discuss their goals and concerns. Talking about finances, illnesses, and even death can be emotionally taxing. Ensure your aging parents that this conversation is in everyone’s best interest and is simply to ensure that all the necessary people are on the same page. It is important to approach this topic with sensitivity and to allow your parents time to express concerns, voice their opinions, and ask questions.

Second, it is important to discuss any pre-existing estate planning documents or long-term care plans your parents may already have. We encourage you to ask your parents whether they have created a will or trust, health care documents, or a durable power of attorney. If they have not created any of these documents yet, you may wish to make a plan as a family as to how you will proceed with creating the documents and the types of planning documents you need. Further, it is crucial that you ask your parents what their own wishes are for their long-term care planning. What are their goals? How can you help your parents accomplish those goals? Addressing these questions now will likely make it easier in the event of illness or incapacity.

Above all, encourage your parents to discuss their specific goals and needs with an experienced estate planning attorney who is familiar with the laws in their state. There are many different estate planning options available, some of which may fit your parent’s needs better than others. An estate planning attorney can present appropriate planning options, answer your parent’s questions, and propose strategies to help create your aging parents’ legacy.

We know this can be a particularly challenging conversation to have with your aging parents. Being proactive in creating an estate plan, however, is one of the most effective ways at providing both you and your aging parents with peace of mind. If you or your parents are ready to discuss your parent’s estate planning needs, do not wait to contact our office to set up an appointment.

Tags: Estate Planning, family, children

5 Tips to Keep Mom and Dad Safe During the Summer Months

Posted by Dennis Sullivan & Associates on Mon, Jul 01, 2019

P42.Sullivan.JulyBlog1For millions of Americans, summertime is synonymous with outside activities: trips to the beach, visiting parks, and backyard barbecues. Did you know with rising summer temperatures, however, senior adults face elevated risks of heat-related health issues? According to the Centers for Disease Control and Prevention, there are three main reasons why:


  1. Older adults do not adjust as well as young people to sudden changes in temperature.
  2. Seniors are more likely to have chronic medical conditions that change normal body responses to heat.
  3. Aging adults are more likely to take prescription medicines that affect the body’s ability to control its temperature or sweat.


With this in mind, let us proactively share five tips for helping aging parents beat the heat this summer.


  1. Keep Them Cool. Staying cool doesn’t just mean staying inside in air conditioned spaces. It also means planning wisely. Rather than risk sun exposure during the hottest parts of the day, schedule appointments and outside excursions for early mornings or late evenings.


  1. Hydration, Hydration, Hydration. Consuming ample fluids is one of the best things seniors can do during the summer. Hotter temperatures cause sweating, and Older Americans may already have a reduced capacity to conserve water. Make sure senior loved ones are drinking water even if they don’t feel thirsty and help them plan to pack a water bottle when they leave the house during the summer months.


  1. Dress for Success. Loose-fitting, light-colored clothes can help keep intense sunlight from damaging skin and keep the body cool. Hats that shade head and neck areas are also important, as is proper footwear. Sandals and flip-flops may be enticing, but use caution as they can also present tripping hazards.


  1. Plan Inside Activities. There are plenty of rewarding indoor activities that won’t leave senior parents feeling like they’re missing out on summer fun. Museums, movies, libraries, theaters, and musical performances, are just a few exciting, and air conditioned, adventures.


  1. Check on Them Regularly. It’s always a good idea to check-in on aging parents, but all the more so during hot summer months. Make sure their living spaces are cool, and monitor their exposure to sunlight and heat. When possible, schedule a standing time to check-in during the week.


We know this article may raise more questions than it answers. There is never a wrong time to get the help your aging parents or you may need. We encourage you to reach out to us and schedule an appointment to ask your elder care questions. Whether it is this summer or throughout the year, we are here to help.

For more information on how to help your family attend one of our free Trust, Estate and Asset Protection Workshops


Tags: in-home care, Estate Planning, family, Summer

How to Approach an Elder Loved One When Family Caregiving Is No Longer Enough

Posted by Dennis Sullivan & Associates on Fri, Apr 19, 2019


Today, the vast majority of elder care services provided to tens of millions of American seniors are performed by close family members. It is hard work that often involves a myriad of sacrifices. Although we do not say it enough, family caregivers are truly unsung heroes.  

Sadly, there usually comes a time when even the most dedicated family caregivers are no longer able to provide the best level of care for their aging loved ones. Whether due to illnesses, like Alzheimer’s Disease, a debilitating injury, or as a result of aging, the demands of senior care may eventually surpass a family’s capacity to give.

This may be when it is time for outside assistance. Unfortunately, the transition can be difficult, especially for the older adult and the current caregiver. It is important for the entire family, however, to see the forest from the trees and maintain perspective. What is best for the elder adult should override all other considerations. Let us share several tips with you about how to break the news that a different form of caregiving is necessary.

Be Understanding.

The uncertainty of change can cause confusion and friction regardless of age. It is important to understand this about seniors, and empathize with them. If they are resistant, realize that there are likely complex emotions at play, such as fear, anger and  abandonment. It is also reasonable considering they are vulnerable and transitioning away from family and into the care of strangers.

Explain Why It Is Necessary.

Explain the benefits of outside care, and that accepting it will not just be good for them, but for the whole family. Explain that you both will need to compromise on some things. Do not make quick decisions and ask for their input on caregiving solutions.

 Do Not Take it Personally.

 It is easier said than done, but when an elder person lashes out, try not to react. Showing patience, focusing on the big picture, and picking your battles can help both of you feel in control and manage the stress for all involved as you guide them forward.

 Decide Together.

 No ultimatums are needed. Set up care options to address an aging parent’s needs, and allow them to test the waters in this new experience. Create options for caregiving when you can and ask them for feedback. Explore the benefits and drawbacks together.

 Finally, do not wait to contact an experienced elder care attorney for assistance. Attorneys in firms like ours are specially trained to be able to help families navigate these waters. Do not wait to ask us your questions and let us serve as a valuable resource for you in virtually all aspects of transitioning beyond family care.

Tags: in-home care, elder care journey, elder care, family, caregiver, care costs

5 Questions to Ask When Updating Your Estate Plan in the New Year 2019

Posted by Dennis Sullivan & Associates on Mon, Jan 07, 2019

P42.Sullivan.Blog.Dec1Creating a personalized estate plan may be the single most important thing you can do to make sure your decisions are honored if you become incapacitated or when you pass away. If you do not have an estate plan right now, or it has been years since you reviewed it, the new year may be the right time to ensure you are able to protect yourself and those you love most.

Much of estate planning deals with protecting and distributing property. A Last Will and Testament, for example, provides instructions for how a deceased person’s possessions should be distributed. Similarly, a Revocable Trust can direct the distribution of assets upon one’s death, although it can also manage the creator’s assets while he or she is alive.

There is much more to estate planning than Wills and Trusts, however, and your estate planning attorney can provide plenty of guidance. Let us share five questions to ask not only when you are considering crafting an estate plan but if you are updating an existing plan in the new year.


  1. Did you move to a different state? Every state has its own laws governing estate planning. Some features in an existing plan will be unaffected, while some key items may need to be revised. Do not wait to review with an estate planning attorney in your new state to ensure your plans can be fulfilled as you originally wanted them to be.


  1. Do any of your beneficiaries have special needs? If a special needs loved one is named in your estate plan, then it is worth exploring ways of specifically providing for them, especially after you are gone. Unfortunately, without planning that contemplates the needs of your disabled loved one, he or she may be at risk of losing valuable government benefits.


  1. Do you need to update a power of attorney? A power of attorney document gives someone else the legal authority to make decisions on your behalf. The document can be tailored to meet your specific needs, or provide for general decision making authority. Talk to your attorney to ensure there is a durability provision to cover the possibility of your incapacitation.


  1. Have you considered advanced healthcare directives? Advanced healthcare directives, including tools such as the living will, are legal documents in which a person specifies what actions are to be taken regarding his or her health if he or she is no longer able to make decisions. You may want to review any existing plans to ensure you have the right person named to make your healthcare decisions.


  1. Do you want to change beneficiaries? A marriage, a death in the family, a divorce, or the birth of new child or grandchild, are only a few reasons to update beneficiary designations in estate planning documents. You may also want to add a charity or a cause you care about. The new year is a great time to do so.

 Do not wait to think about the estate planning you need to protect yourself and your loved ones. Although the new year can be a great time to get things in order, remember, there is never a “wrong” time to ensure you have the planning you need. Do not wait to contact us with your questions and to schedule your attendance at one of our free Trust, Estate and Asset Protection Workshops.

Tags: asset protection, long term care, Retirement, Estate Planning, Baby Boomers, Elder Law, HIPAA, durable power of attorney, Health Care, health care proxy, seniors, estate tax, family, New Year's Resolutions, Estate Planning Tip, 2019

The Pit Falls of Do-It-Yourself Medicaid Planning

Posted by Dennis Sullivan & Associates on Fri, Nov 07, 2014

The Pit Falls of Do-It-Yourself Medicaid Planning | Massachusetts Elderlaw Attorney



Off To A Good Start

We got a call the other day from Ben.  He had prepared and filed his mother’s Medicaid application himself.  From what he told us, it sounded like he did a great job.

He had hit a bit of a snag because Ben and his brother had been helping Mom out with her expenses.  At first, the Medicaid caseworker treated the transfers into Mom’s account as additional income to her.  However, Ben was successfully able to prove that the money was given to Mom to help pay some of her medical expenses.  It wasn’t support and shouldn’t affect her Medicaid eligibility.  He was successful and Medicaid was approved.

So Why Was He Calling?

Ben was calling us because his mother had inherited $75,000 from a family member. The first thing he wanted to know was whether there was any way they could keep the money.  His thinking was that the inheritance would act as a reimbursement by Mom to Ben and his brother.

I told him that unfortunately I didn’t think it would work that way.  The lesson here is that if Ben had consulted with us before he applied for Medicaid we would have taken steps to make sure that he could recoup some of the funds in the event that something like this happened. The reason his plan wouldn’t work is because he didn’t document that the money he gave to his mom was a loan.  He said that he never could have foreseen that his mother could ever pay back the money and that at the time; he didn’t see the need to write up a contract. Unfortunately, from a Medicaid perspective, the Commonwealth of Massachusetts presumes that the money given to Mom is either income to support her, or a gift.

This Is Why You Should Consult A Professional

Remember, I told you that when Ben applied for Medicaid, the caseworker tried to peg it as income.  Ben successfully fought that.  However, he didn’t see the gift vs. loan issue coming.    Not knowing the Medicaid rules as I do, how could he have?  Without a written agreement at the time he gave Mom the money, the presumption is that there was never an intention for Mom to pay her sons back, making any attempt now to do so a transfer subject to a Medicaid penalty.

Ben didn’t like my answer and tried to find a way around the system.  “What about if Mom refuses to accept the inheritance,” he asked.  “It would then pass to my brother and me.”

Disclaimers May Not Apply

Ben is referring to what is known as a disclaimer.    A disclaimer is a legal statement filed by the heir who says, “I am supposed to receive this gift but I don’t want it”.  Mom would be treated as having predeceased (died) before the relative leaving her the $75,000.  Under his will, that money would have passed to Ben and his brother.

Sounds great so far doesn’t it, but it won’t work.  By refusing to accept the money, Medicaid treats it as if Mom took the inheritance and gave it away.  It is no different than if she accepts it and then turns around and gives it to her children.  It causes a Medicaid penalty either way.

So where does that leave Ben?  He and Mom have two very unappealing choices.  She can accept the money, come off of Medicaid and spend the money down and then reapply.  Or, she can stay on Medicaid and give all the money to the State of Massachusetts.   Tough choices, I know.  But, that’s what makes Medicaid so tricky when you are trying to navigate it alone, and why we always recommend professional guidance on your Medicaid journey.


Research shows that 86% of trust & estate plans fail! In Our Newest book we reveal what the ten biggest estate and asset protection mistakes are and how to avoid them. Learn where problems may exist in your current plan, and where there may be hidden opportunities in your plan to protect your home, spouse family and life savings. Click here for more information.

At the Estate Planning & Asset Protection Law Center, we provide a unique education and counseling process which includes our unique 19 Point Trust, Estate and Asset Protection Review to help people and their families learn how to protect their home, spouse, life-savings, and legacy for their loved ones, click here for more information. We provide clients with a unique approach so they understand where opportunities exist to eliminate problems now as they implement plans for a protected future.

We encourage you to attend one of our free educational workshops, call 800-964-4295 and register to learn more about what you can do to enhance the security of your spouse, home, life savings and legacy.


Click Here to Register For Our Trust, Estate & Asset  Protection Workshop

Tags: Medicaid, family, Medicaid penalties, medicaid qualification, Inheritance

For Seniors Who Are Betting on Getting to 80

Posted by Massachusetts Estate Planning & Elder Law Attorney, Dennis B. Sullivan, Esq., CPA, LLM on Thu, Aug 28, 2014

Betting on Getting to 80 | Massachusetts Elder Care Attorney


outliving, eldercare, savings, estate, nursing home 

For Those Who Are Concerned About Outliving Their Money

According to research for our book The Seniors and Boomers Guide to Health Care Reform and Avoiding Nursing Home Poverty, outliving one’s life savings is a top concern for many people. One possible solution to this is what the US Treasury is pushing many baby boomers to do: start writing checks to their insurance companies for products that won’t be a financial benefit for them until they’re 80. The Treasuries new rules on annuities known as longevity insurance could allow millions of Americans fresh options for their retirement accounts and 401(k) plans. This is according to Bloomberg Personal Finance.

The challenge: convincing savers to choose that option. The annuities thrill retirement experts and policy makers who see them as a way to ensure workers don’t end up impoverished in old age. Just about everyone else ignores the products, which make up less than 1 percent of all annuity sales.

It can be a great investment too. With $125,000, a 60-year-old man can buy a policy from New York Life that guarantees an income of almost $45,000 a year starting at age 80. The same $125,000 in a regular retirement account would need to grow at the unlikely rate of 11 percent a year from age 60 to 80 to provide that income, assuming 4 percent is withdrawn annually after age 80.

Planning for the Future

Since women live longer than men, their longevity policies are more expensive, and more valuable. Millions of widows in their 80s and 90s end up living on Social Security alone. A 60-year-old woman who puts $125,000 into one of these annuities could get an annual payout of $35,268. For women with a husband and no children, a longevity benefit is a comforting buffer against long-term care costs.

Dollars in longevity policies go farther for those who buy earlier than 60 or start the benefit later than 80. If the insurance becomes common in retirement plans, the cost of policies should fall. To maximize her payout, Carson decided against buying inflation protection and a provision that refunds all the money she put in if she dies early.

Indeed, the oft-repeated big risk with longevity insurance is that buyers could die before they collect. But that chance is what allows the policies to be so lucrative for the long-lived. Those who die early help pay for those who live into their 90s and later. And even if you die at 75, the guarantee of income at 80 means you can tap the rest of your nest egg earlier without worrying so much about running out of money.

How It Works

For longevity insurance to catch on, it needs to gain a foothold in retirement plans. The Treasury rules let workers devote as much as 25 percent of their 401(k) to the products, up to $125,000. That doesn't mean employers will offer the option or that workers will choose it though.

Employers face legal liability for their retirement plan options, making them cautious about relatively unproven products. Insurance companies may need to come up with new kinds of longevity annuities that are more transparent and are geared more towards women since they tend to live longer.

Adding to the resistance is a widespread assumption that Americans don't want to lock up their cash in insurance products. They'd rather get big eventual lump sum payouts, even if they have no idea how to turn that into an income that will support them in their old age.

What the Experts Think

If longevity insurance takes off, it will be a real victory for the experts who have been striving to change that mindset. This may also provide a solution for many boomers and seniors for whom outliving their life savings is a major concern. For more information about these and other concerns see the report from the Seniors and Boomers’ Guide to Health Care Reform and Avoiding Nursing home Poverty.

Seniors, boomers, guide, poverty, nursing home,

Everyone would love 401(k) plans to look more like traditional pensions or Social Security, so savers can put less focus on the balance in their account rather than on the income it will eventually produce. That's an outlook your 100-year-old self may well appreciate.

At the Estate Planning & Asset Protection Law Center, we provide a unique education and counseling process which uses a unique 19 Point Trust, Estate and Asset Protection Review to help people and their families learn how to protect their home, spouse, life-savings, and legacy for their loved ones, click here for more information. We provide clients with a unique approach so they understand where opportunities exist to eliminate problems now as they implement plans for a protected future.

We encourage you to attend one of our free educational workshops, call 800-964-4295 and register to learn more about what you can do to enhance the security of your spouse, home, life savings and legacy.

 Click Here to Register For Our Trust, Estate & Asset  Protection Workshop

Tags: Baby Boomers, Elder Law, Elder Law, assisted living, elder care journey, elder care, family, family, surviving spouse, annuity, insurance, senior, assets, care

Unequal Inheritance, A Problem with Communication

Posted by Massachusetts Estate Planning & Elder Law Attorney, Dennis B. Sullivan, Esq., CPA, LLM on Fri, Aug 22, 2014

The Problems with Unequal Inheritance | Massachusetts Estate Planning Attorney

Inheritance, family, unequal 

Just Because It Makes Sense to You…

Sometimes clients want to leave more to one of their children than another. Their reasons may vary, ranging from their child’s current financial wellbeing, to any special needs they may have or even which of their kids is their favorite. What does not seem to change though is their concern that this may cause discord in their family once they find out.

It can be an uncomfortable subject to talk about with your family and you can never be certain how people will react, but the alternative of finding out only after their loved one has already passed, can be far more devastating. The reasons you use to make the decision of who-gets-what may be perfectly clear to you, but your children may not know what you based your decision on and they will never get a chance to ask you about it. The emotional fallout from this can rip once close-knit families apart.


Money Does Not Equal Love

This is because of the often mistaken tendency to equate love and money. If you leave more money to one of your children their siblings may think that you loved them more. After all, if you had some sort of logical reasoning behind the decision, why wouldn’t you have simply told them? You may have had very good reasons for why you did not talk to your children about this before but the lack of communication can have devastating effects on your family once you are gone.


Explanations Make Everything Easier

For example, you leave three quarters of your estate to your youngest child but only one quarter to your oldest, but you still make them the executor of your will. The older child will have a hard time not feeling resentment towards their sibling and their new responsibilities without any explanation from you. Simply explaining your reasons can go a long way towards preventing a bitter legal fight once you are gone. We recommend sitting down with all parties and explaining your reasoning to them in person. However, we know that not all families are comfortable talking about money, in those cases we recommend leaving a detailed letter explaining your reasons why you divided your estate the way you did.

Expanding on the earlier example, you may have decided to name your oldest child as executor simply because you know it will be more convenient for them to meet with your estate planner since your younger child has moved several hours away for work. Just telling your child this will lighten the burden on them. Likewise, you may have left more of your estate to your youngest because they need the boost starting their own business or because you know their financial situation isn’t as strong and they may need some help. A simple explanation can prevent a lot of needless stress from ever arising in your family.  



At the Estate Planning & Asset Protection Law Center, we help people and their families learn how to protect their home, spouse, life-savings, and legacy for their loved ones.  We provide clients with a unique educational and counseling approach so they understand where opportunities exist to eliminate problems now as they implement plans for a protected future.

We encourage you to attend one of our free educational workshops, call 800-964-4295 and register to learn more about what you can do to enhance the security of your spouse, home, life savings and legacy.


Click Here to Register For Our Trust, Estate & Asset  Protection Workshop

Tags: family, executor, will, Wills, Massachusetts, senior, children, unequal, Inheritance

Slowing the Aging Process If You're A Senior|Massachusetts Elder Law Attorney

Posted by Massachusetts Estate Planning & Elder Law Attorney, Dennis B. Sullivan, Esq., CPA, LLM on Wed, Feb 26, 2014

 Slowing down the aging process

You can’t stop your body from aging.

But you can slow the process down. One way to do it is by eating a nutritious variety of foods that stimulate both physical and mental well-being, and that supply you with weapons to make the good fight against Father Time.

Here are some tips…



  • Salt’s a killer. Eating less will help prevent water retention and high blood pressure. Look for the “low sodium” label. And season your food with garlic, herbs, and spices instead.
  • You can enjoy some “good” fats. Olive oil, avocados, salmon, walnuts, flaxseed, and other monounsaturated fats help prevent heart disease.
  • FIBER! As you get older, it becomes more important. It helps you avoid constipation, and lowers your chances of chronic illness. Among other foods, it’s found in raw fruits and vegetables, whole-grains, and legumes.
  • Avoid “bad” carbs such as white flour, refined sugar, and white rice, which are stripped of their bran, fiber, and nutrients. Bad carbs cause spikes in blood sugar, while complex carbs such as whole grains, beans, fruits, and vegetables help stabilize it.
  • Food companies do their best to camouflage sugar in their products. They’ll call it corn syrup, molasses, brown rice syrup, cane juice, fructose, sucrose, dextrose, or maltose. But it’s still sugar!  
  • Steam or sauté your vegetables in olive oil. (Boiling drains nutrients.)
  • Put five colors on your plate. Fruits and vegetables rich in color are generally rich in nutrients, too.

At the Estate Planning & Asset Protection Law Center, we help people and their families learn how to protect their home, spouse, life-savings, and legacy for their loved ones.  We provide clients with a unique educational and counseling approach so they understand where opportunities exist to eliminate problems now as they implement plans for a protected future.

We encourage you to attend one of our free educational workshops. Call 800-964-4295 and register to learn more about what you can do to enhance the security of your spouse, home, life savings and legacy.


Click Here to Register For Our Trust, Estate & Asset  Protection Workshop

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Tags: Estate Planning, Elder Law, Attorney, family, family, massachusetts estate planning strategies, lawyer, 2014, Massachusetts, Dennis Sullivan, health, Healthy Eating, balanced diet, care

Happy Thanksgiving From Dennis Sullivan & Associates | Massachusetts Alzheimer's Attorney

Posted by Massachusetts Estate Planning & Elder Law Attorney, Dennis B. Sullivan, Esq., CPA, LLM on Tue, Nov 26, 2013



Turkey Thanksgiving

Thanksgiving is a time for family, friends, and food. This year we thought we would mention a concern that may affect some families and friends whose loved ones are suffering from Alzheimer’s Disease.  In an article by CNN, it was reported that “Alzheimer’s ‘will become the defining disease of the Baby Boomer Generation.’” This is a difficult disease to live with and watch people live with. Below are some facts about the disease and some tips on how to celebrate this joyous holiday with the ones you love.

The Facts:
Alzheimer’s disease is the sixth leading cause of death in the United States and the fifth leading cause of death for those 65 and older. This disease is the only one in the top ten causes of death in America that has no way to prevent it, cure it, or even slow its progression.
Alzheimer’s takes a devastating toll not only on those with the disease, but also on their caregivers. In 2012, 15.4 million family and friends provided 17.5 billion hours of unpaid care to those with Alzheimer’s and other dementias; this care valuing at $216.3 billion... 

Thanksgiving Tips:

  • While preparing the food, reminisce about past Thanksgivings. But don’t ask, “Do you remember when…” something happened, since you don’t know how much has been forgotten. Instead, try starting your memories with “Wasn’t it fun when we…”

  • Limit the number of people you invite this year. Too many people may overwhelm someone with Alzheimer’s. Also make sure that there is a place for them to rest when things get to be a little too hectic.

  • Fill your home with familiar holiday scents, such as vanilla, which is considered to be calming. The smell of cooking food may also trigger memories and put them at ease.

  • Allow the person with Alzheimer’s to participate in cooking, but make sure that it is in a safe environment. Maybe stirring batter or mashing potatoes (See recipe below) at the kitchen table would be a good idea.

  • Sing or play familiar music. Music has a unique place in the human memory.

  • Watch TV or a movie together. You could watch a Football game, a Thanksgiving Day parade, or the Westminster National Dog Show.  

Family Thanksgiving


Kraft’s Whipped Sweet Potato Bake

what you need:
3 cans  (15 oz. each) sweet potatoes, drained
¼ cup  butter or margarine, melted
1 tsp.  ground cinnamon
1 tsp.  ground ginger
¼ tsp.  ground nutmeg
3 cups  JET-PUFFED Miniature Marshmallows  
make it:
HEAT oven to 350°F.
BEAT potatoes, butter and spices with mixer until blended.
SPOON into 1-1/2-qt. casserole sprayed with cooking spray; top with marshmallows.
BAKE 15 to 20 min. or until potato mixture is heated through and marshmallows are lightly browned.
kraft kitchens tips:
Enjoy this classic side dish on special occasions, but keep portion size in mind.
Mix all ingredients; spoon into microwaveable 1-1/2-qt. dish sprayed with cooking spray. Do not top with marshmallows. Microwave on HIGH 8 to 10 min. or until heated through, stirring after 5 min. Top with marshmallows; let stand 2 to 3 min. or until marshmallows begin to melt.
Substitute 2 tsp. pumpkin pie spice for the cinnamon, ginger and nutmeg.

At the Estate Planning & Asset Protection Law Center of Dennis Sullivan & Associates, we help people and their families concerned with losing their homes and life savings to increasing medical and nursing home costs, taxes and the costs and time delays of probate. We also protect clients from losing control of their own health and financial decisions.

We encourage you to attend one of our free educational workshops to learn more about our process and what you can do to enhance the security of your spouse, home, life savings and legacy. To register for a seat at an upcoming workshop call (800) 964-4295 (24/7) or register online 

Click Here to Register For Our Trust, Estate & Asset  Protection Workshop

CNN Artcle: Here Tips: Here Recipe: Here

Tags: Alzheimer's Disease, family, Alzheimers Disease, alzheimer's activities, Alzheimer's, Alzheimers Disease. Massachusetts, Thanksgiving, Recipes

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