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RetirementTom

401(k), Employer knows best?

If you participate in a 401(k), you may be surprised to learn that your employer could actually over-ride your investment choices if they think you’re not making appropriate decisions yourself. It’s called a “re-enrollment,” and employers say they are doing it for...

How to Test-Drive your Retirement Plan

If you have had to push-back your retirement plans and continue working, you are in good company. As many as 60 percent of eligible workers say they are postponing retirement. According to a recent article in SmartMoney, that may actually be a good thing. Take this...